Pumori Plus is an on-line multi-user, multi-currency integrated banking system of international standard developed by Mercantile Office Systems, Nepal. It integrates all functions of front office and back office as one package. The system runs on Windows NT network and provide adequate security features for keeping smooth operation of the system. It also takes care of data integrity with it's internal design. Pumori Plus encompasses a variety of features and can easily take care of a small financial institute to a large scale banks with international standard.

The actual development started in 1987 and the latest release is Pumori Plus III (version 2). Pumori Plus has now established itself as the most popular banking software in Nepal with a clientele of more than 40 commercial banks and finance companies with hundreds of installations all over Nepal.

Pumori Plus uses latest technology prevailing in the market. The system is totally object-oriented, taking maximum advantage of Relational Database Management System (MS SQL Server).

Some of the salient features include:

• Fully integrated system. Customer accounts and General Ledger integrated. Various other modules (Trade Finance, etc) are also integrated.
• Highly parameterized and flexible in nature.
• Products definable by the bank.
• Transactions are on-line and real-time.
• One button periodic operations (SOD, EOD) .
• Cheque printing and cheque inventory facility.
• Deposits, loans, financial accounts, off-balance accounts are all covered. Letter of Credit, Letter of Guarantee, Document Negotiation (Export L/C), Bills, Remittances, Credit/Debit/Smart Cards supported.
• Any Branch Banking Systems(ABBS), tele-banking, SMS banking, on-line voice recording of customer confirmation, on-line image capturing of images, etc are supported.
• Reports definable by bank. Has built in Report Writer. Can integrate with MS Excel, MS Word, Crystal Reports.
• Very strong consolidation and reconciliation module.
• Multi-lingual support (fields can be added in desired language).
• Build-in document management system for paperless office automation.
• Built-in workflow planning.
• Account balancing can be maintained currency-wise (automated) or can be in local currency. Currency grouping is supported (e.g. many European currencies are grouped into Euro currency).
• Centralized, distributed or hybrid solutions available.

Pumori Plus development is heading for Enterprise Management of the entire bank or financial institute.

Detail features are available under Client Login page.